The Anatomy Of A Closing

Closing Package and HUD1 Settlement Statement
Once we have built your file and written a title commitment for your loan, Cherry Tree Title is ready to close. Our paralegals will be in constant communication with the processing and closing department of your lender and when all underwriting conditions are met, your lender will render your loan "clear to close". At this point, the lender will provide Cherry Tree with closing instructions. These instructions will be used by our paralegals to build your HUD1 Settlement Statement, which is the document that contains all of your Settlement Figures. Once your HUD1 is complete, it is sent to the lender for approval. Once the lender approves the HUD1, a Cherry Tree paralegal or Attorney will contact you to go over your bottom line figure (which is the amount of money that you will need to bring to the closing). Also the HUD1 will be available to you online at www.CherryTreeTitle.com. Simply log-in through our website and view your Settlement Figures prior to closing.

"Post Closing"...