Buying or selling a home is one of the most important decisions of your life. We make sure it closes on time, without surprises — so you can focus on what comes next.
Whether you're buying your first home or your fifth, we handle every detail so nothing falls through the cracks.
Your Purchase & Sale agreement reviewed the same business day you sign. Know exactly where you stand — immediately.
GuaranteedWe uncover any liens, easements, or title defects before they become your problem. Caught early, resolved before closing.
Zero SurprisesWe explain every step in plain English. You'll always know what's happening and why. No legal jargon, no confusion.
Real PeopleDocuments prepared, funds coordinated, all parties briefed in advance. The only surprise is how easy it was.
Every TimeHomeowners across Massachusetts and New Hampshire trust Cherry Tree Title for their most important transaction.
"We were first-time buyers and had no idea what to expect. Cherry Tree walked us through every step. Closing day was completely stress-free."
"We've bought and sold several homes. Cherry Tree was by far the most communicative and organized title company we've ever worked with."
Questions, answered
Yes. Massachusetts is an attorney-closing state: the state's highest court has held that a licensed attorney must be substantively involved in conducting a real estate closing. That's why buyers, sellers and lenders in Massachusetts work with a closing attorney rather than only a title or escrow company. Cherry Tree Title's attorneys handle closings throughout Massachusetts and New Hampshire.
We review or draft the Purchase & Sale agreement, examine the title, order municipal lien certificates and payoffs, coordinate with the lender and the other side, prepare the deed and closing documents, run the closing, disburse funds, and record the documents at the Registry of Deeds. Throughout, we explain each step in plain English.
Sellers generally need a smoke and carbon monoxide compliance certificate from the local fire department, a final water and sewer reading from the town, mortgage payoff information, keys, and a government-issued photo ID. Condo sellers also need a 6(d) certificate from the condo association. We send you a checklist so nothing is missed.
If you have a mortgage, your lender will require a lender's title policy, which protects only the lender. An owner's policy is optional, but it protects you and your heirs against covered title defects, such as an old unpaid lien or a forgery in the chain of title, for as long as you own the home. You pay a one-time premium at closing. We'll explain the options and costs before you decide.
Massachusetts homeowners get an automatic homestead exemption of $125,000. Recording a declaration of homestead at the Registry of Deeds increases that protection to up to $500,000 of equity in your primary residence against certain creditors. Buyers often record one at or right after closing. Ask us whether it makes sense for you.
A typical financed purchase closes about 30 to 60 days after an accepted offer. The offer is followed by the Purchase & Sale agreement, then the title exam, mortgage commitment and closing. Cash deals can close faster. Our 24-hour P&S review and early title review keep the timeline from slipping at the start, when delays usually begin.
Never act on wiring instructions sent only by email, especially if they "change" at the last minute. Before you wire any funds, call Cherry Tree Title at a number you already know, (781) 346-6500, and confirm the instructions with a person. We will never change wiring instructions by email.
Trusted by buyers and sellers across Massachusetts and New Hampshire for reliable, stress-free closings.